Health Reform

 

  Open Enrollment is now!   The annual penalty for not carrying health insurance has been extended through March 31, 2014 with penalty fees starting at $95 or 1% of your income (whichever is greater) per person in 2014. It gradually …

 

 

Do you need Business Insurance?

 

  Choosing business insurance doesn’t need to be difficult. If you are a business owner and need to insure certain aspects of your business, Journey Insurance offers a range of insurance coverage for a wide variety of businesses. Business insurance …

 

 

What is a Workers Compensation rating and why does it matter?

 

Most business owners and executives understand the value of workers compensation insurance not just to protect the worker, but also to protect the company. Fewer, however, are aware of the mechanics of how premiums are arrived at, and how their …

 

 

Auto Personal Injury Q&A

 

 By The Accident Injury Law Center 1.    Do I need a lawyer for my personal injury claim? No, you do not need a lawyer for your claim, but you should consider how much is at stake and how much you …

 

 

How to keep Family and Friends safe in the pool

 

Many children drown or are injured in residential pools every year. By implementing a good set of safety rules, parents can help keep their kids and visitors safe. Some people may think it sounds rude to lay down a list …

 

 

Homeowner’s Liability. It Goes Beyond Your Home.

 

One misconception about homeowners liability insurance coverage is that it only covers incidents in the home. In actuality, your Personal Liability coverage under a homeowners insurance policy is really not associated with any location, other than the limitations and exclusions …

 

 

How Reckless Driving Affects Insurance & Tips to getting a Better

 

Inattention, driving under the influence of alcohol, excessive speeding and texting are all reckless behaviors that have bad outcomes. Such drivers ultimately cause accidents, which may cause injury to others. In addition to the expenses and punishments stemming from legal …

 

 

Notify your Agent before starting a remodeling project.

 

In the upcoming year, home improvement activity is expected to rise. For those who plan to be a part of this rising number, it is important to have the right type of insurance and the right amount of coverage. Insurance …

 

 

California Earthquake, April 2012

 

  In light of this week’s earthquake in California, I have had several conversations about earthquake coverage.  Earthquakes are not an event that is covered by a homeowner’s policy.  Similar to flood insurance, earthquake insurance must be purchased separately.   …

 

 

Reduce Fire Hazard by cleaning your dryer hose

 

Within the U.S., clothes dryers were involved in an estimated 15,600 structure fires, fifteen deaths, 400 injuries and $99 million in direct property damage annually. This is a huge fire safety issue. The odds are that the view behind your …

 

 

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