What Protection Does the Personal Liability Coverage in my Homeowner’s Insurance Policy Provide?



This coverage protects you and all family members living with you against claims or lawsuits resulting from bodily injury or property damage to others for which you are negligent and legally liable, with exceptions such as intentional acts.  For example, if someone falls down your stairs and breaks their leg, you are covered under your homeowners insurance policy.  However, if their fall was the result of you pushing them, then you are not covered.


Contact us to see if you can save money on your insurance by speaking to a professional independent insurance agent at Journey Insurance.


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Journey Insurance Agency * Irvine, California * 888.323.7480


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