Every insurance company will lower your homeowners’ insurance premium if you install a security system. In fact, practically anything you can do to deter theft or prevent damage to your home will result in a discount on your homeowners’ insurance policy. Basically anything that can help prevent an insurance company from paying a claim will get you a discount! Some of the items that we result in a lower insurance premium include:
A home alarm system can save you from 5 to 20 percent on your insurance premium depending on how sophisticated the alarm is.
Deadbolts are a simple and effective way to not only to protect your home against a break in, and can save you up to 5 percent on your insurance premiums.
Motion systems are devices that detect motion and turn lights on in a designated area.
Burglar Bars, they may be ugly, but they sure work! I don’t know if adding a “prison motif” is worth a 5 percent discount, but they do yield a discount nonetheless.
If you end up adding any of these things to your home, make sure you let your insurance agent know immediately, so that they can get you any discounts on your insurance policy you are entitled to.
Contact us to see if you can save money on your insurance by speaking to a professional independent insurance agent at Journey Insurance.
Let us sift through the hundreds of insurance programs to find you the most competitive rates available. Let us do the paperwork while you spend your time doing something you actually enjoy!
Journey Insurance Agency * Irvine, California * 888.323.7480
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