Other Structures Coverage (coverage B) is the portion of your homeowners insurance policy that covers the cost of rebuilding/repairing the additional other structures on your property other than your home. Other structures includes detached garages, swimming pools, sheds, and other detached buildings on your property that may be damaged by a covered peril.
Typically, a standard home insurance policy will provide 10% of the total dwelling coverage as coverage for additional other structures. For example, if you have $100,000 worth of coverage for the structure of your home, your policy would include $10,000 of coverage for other structures.
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Journey Insurance Agency * Irvine, California * 888.323.7480
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