Three simple steps to help you assess your life insurance needs:
Determine how much you need
The first step in determining the right amount of life insurance is to think about who depends on you financially, and then ask yourself how much money your loved ones would need to maintain their quality of life in your absence.
Decide what kind is right for you
Determining the type of life insurance best suited for your needs depends on a number of factors, including how long you need the coverage, how much you can afford, and how much flexibility you want. There are two main types of life insurance: term life and permanent life, more commonly known as whole life and universal life.
Get professional help
Once you’re ready to purchase a policy, it’s best to have an expert conduct a thorough insurance needs analysis to ensure that all of your needs are met. A licensed independent insurance agent can help you determine the best policy that meets your needs as well as fits your budget.
Did you know that only 30 percent of households have no life insurance coverage at all?
Contact us to see if you can save money on your insurance by speaking to a professional independent insurance agent at Journey Insurance.
Let us sift through the hundreds of insurance programs to find you the most competitive rates available. Let us do the paperwork while you spend your time doing something you actually enjoy!
Journey Insurance Agency * Irvine, California * 888.323.7480
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