What is an HO-6 insurance policy and why do I need it on my condo?



An HO-6 policy is insurance that covers the interior of a condo.  I know you may have thought you already had insurance on your condo through your homeowners association, and you kind of did, but not really.  What you had was coverage on the four walls and roof, along with common areas.  If your condo was completely destroyed, the insurance company would only have to replace just that; four walls and a roof.  Anything on the interior of the condo was not covered in the “master” policy the HOA purchased.  By requiring owners to carry this type of insurance on their condo, Fannie and Freddie are now covered in the case of a total loss of the property.


Call now to see if you can save money on your insurance by speaking to a professional independent insurance agent at Journey Insurance.


Let us sift through the hundreds of insurance programs to find you the most competitive rates available.  Let us do the paperwork while you spend your time doing something you actually enjoy!


Journey Insurance Agency * Irvine, California * 888.323.7480


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