Category Archives: Auto Insurance

Is your insurance too expensive? Find a better agent

If you are in the market for cheaper and more affordable insurance, the problem might be with the agent you are using.  Insurance companies spend millions of dollars in marketing research to try and figure out how to get the …

17th February 2011 2 Comments

Is it Better to Use an Independent Insurance Agent?

  What are the benefits of using an independent insurance agent versus using a captive agent?   When shopping for insurance, most people are unaware that there are different kinds of agents they can work with. Choosing the right one …

11th February 2011 No Comments

4 Important Steps When Buying Insurance

  When you are shopping for any type of insurance, follow these four steps to make sure you get the best insurance you qualify for, at the best price.   1.  Slow down.  Don’t rush into the first offer you …

5th February 2011 No Comments

What Deductible Should I Choose?

  The deductible applies only to the coverages on your house and personal property. It is the amount you have to pay out of your pocket on each claim. You can collect on your insurance policy once the deductible amount …

26th August 2010 No Comments

How Much Home Insurance do I Need?

  There are three primary factors in determining how much insurance coverage you need:   The cost of the coverage The amount of protection you want Requirements from lenders   The first step in determining how much insurance coverage you …

23rd August 2010 No Comments

Does my Credit Determine my Cost of Insurance?

  The short answer is yes and no. Not all states use your credit score to determine the cost of insurance, but some states do pull your credit when running insurance applications. Even if your state doesn’t allow for credit …

19th August 2010 No Comments

What Types of Insurance are Tax Deductible?

  I just received a solicitation in the mail for tax-deductible life insurance from one of the companies I currently represent.  Who doesn’t love a tax deduction, right!?  I immediately opened the letter, and saw pretty much what I thought …

5th August 2010 No Comments

Steps to Take When Filing a Claim

  1. Notify your agent immediately.   2. Review your policy with your agent to determine coverage.   3. Gather the information, forms, documents, and any other necessary information you will need to process your claim.   4. Protect your …

19th July 2010 No Comments

Can my insurance company drop me for making a claim?

  Unfortunately, yes. Each company has its own underwriting guidelines, which indicate what risks they will assume.  This means the insurance company can cancel your policy as a result of a claim when the policy is up for renewal.  State law …

21st April 2010 No Comments