Category Archives: Business Insurance

What is a Workers Compensation rating and why does it matter?

Most business owners and executives understand the value of workers compensation insurance not just to protect the worker, but also to protect the company. Fewer, however, are aware of the mechanics of how premiums are arrived at, and how their …

14th January 2014 No Comments

Don’t Test For Richer or Poorer: Insurance Options for Newlyweds

  Marriage usually changes the way in which insurance is thought about and approached. Insurance, especially for newlyweds, is much more complicated than merely insuring a specific object. Think of life as a growing puzzle. You’re constantly laying down new …

11th August 2011 No Comments

Save Money on Your Insurance by Avoiding These Costly Mistakes

  When it comes to buying insurance, fear is an important motivator. We are right in our worries about protecting our assets such as homes and cars, and we purchase insurance to protect our financial integrity. Despite our best efforts, …

5th July 2011 No Comments

Should You Use A Captive Agent Or An Independent Agent?

Most people are completely unaware that the easiest way to save money on their insurance may be by shopping the type of agent they are using.  Choosing the right type of agent can make a help secure the best combination …

2nd July 2011 5 Comments

Everyone Needs Life Insurance, But For The Self Employed, It Is Vital

  Autonomy, freedom, flexibility – there are certainly perks to being a self-employed individual. However, there are also some disadvantageous, mainly not having a benefit plan provided. You’re essentially on your own when it comes to obtaining life, health, disability, …

30th June 2011 No Comments

Is your insurance too expensive? Find a better agent

If you are in the market for cheaper and more affordable insurance, the problem might be with the agent you are using.  Insurance companies spend millions of dollars in marketing research to try and figure out how to get the …

17th February 2011 2 Comments

Is it Better to Use an Independent Insurance Agent?

  What are the benefits of using an independent insurance agent versus using a captive agent?   When shopping for insurance, most people are unaware that there are different kinds of agents they can work with. Choosing the right one …

11th February 2011 No Comments

4 Important Steps When Buying Insurance

  When you are shopping for any type of insurance, follow these four steps to make sure you get the best insurance you qualify for, at the best price.   1.  Slow down.  Don’t rush into the first offer you …

5th February 2011 No Comments

What Deductible Should I Choose?

  The deductible applies only to the coverages on your house and personal property. It is the amount you have to pay out of your pocket on each claim. You can collect on your insurance policy once the deductible amount …

26th August 2010 No Comments

How Much Home Insurance do I Need?

  There are three primary factors in determining how much insurance coverage you need:   The cost of the coverage The amount of protection you want Requirements from lenders   The first step in determining how much insurance coverage you …

23rd August 2010 No Comments