Category Archives: Homeowners Insurance

How do trampolines, pools, and dogs impact a home owners insurance policy?

  All of these are not so much a rating factor but rather an eligibility factors when you are looking for a home owner’s policy.     Trampolines: Some Insurance Carriers will write your home owners policy if your trampoline …

4th November 2011 No Comments

Does Your Homeowner’s Insurance Cover a Stolen Cell Phone?

  You just realized your cell phone has been stolen.  Not only are you out the cost of the phone, but more than likely, the thief is placing hundreds of dollars of charges on your phone bill right now.   …

5th October 2011 No Comments

Minimize the Likelihood of a Homeowner’s Insurance Non-Renewal or Rate Increase

  Some tips to lessen the possibility of non-renewal or rate increases:   Monitor your claim activity – Insurance companies track how many and what type of claims you file. Frequent claim activity, no matter how small, can impact your …

4th October 2011 No Comments

Does Homeowners insurance cover water damage or earthquake damage?

  Standard Insurance policies DO NOT COVER earthquake damages. If you would like to cover your home in the event of earthquake, you will need to buy a separate earthquake policy or add an endorsement to your current policy for …

28th September 2011 No Comments

How Much Homeowners Insurance Do You Need?

  Because your home is probably the biggest investment you’ll ever make, you’ll want to take measures to safeguard that valuable investment. The best way to protect your home investment is through homeowner’s insurance.   However, you shouldn’t settle for …

2nd September 2011 No Comments

Six Ways to Lower Your Homeowner’s Insurance Premiums

  Home is where the heart is, and for most homeowners, a large portion of your net worth resides there as well. We all know that insuring this valuable property is both necessary and expensive. In fact, homeowner’s insurance premiums …

26th August 2011 No Comments

Have You Taken Inventory Of Your Personal Belongings?

  If you have a homeowners insurance policy then you are covered for a specified amount of personal property coverage however most people have not actually taken inventory of their personal belongings. In the event of a claim, having completed …

23rd August 2011 No Comments

Do I Need Renters Insurance?

  Banks require homeowners to purchase a home owners insurance policy to protect their investment in the home. In case the home or its contents are damaged due to accidental or environmental causes, the bank needs to know that it …

23rd August 2011 No Comments

How Does An Umbrella Policy Protect Me?

  Why would anyone need an umbrella policy? It’s simple. An umbrella policy protects assets that may be at risk by offering extra liability cushion to both your home owners and auto insurance policies. For example: if you are in …

23rd August 2011 No Comments

Is My Engagement Ring Insured?

  Most home owners policies cover lost or stolen items up to $1000. If you have added high value items to your policy in the past, it’s extremely important to understand how your insurance policy coverage works. If you don’t …

23rd August 2011 No Comments