Category Archives: Life Insurance

Is there a life insurance policy that allows payment before death?

  Yes, there is. Most companies that provide life insurance offer policies that will pay benefits that the insured can enjoy even while still alive. This is through a living benefit rider, usually called a ADB, or accelerated death benefit. …

27th September 2011 No Comments

When is the right time to buy a life insurance policy?

  If you don’t have coverage at the moment, now is the right time to buy life insurance for several reasons. The best time to get life insurance coverage is while you are young and do not have medical conditions …

27th September 2011 No Comments

Maintaining Life Insurance During Your Retirement Years

  Life has various stages, each with unique insurance and financial planning needs. If you’re in the retirement stage of life and still have the same life insurance coverage that you had twenty years ago, then your coverage is most …

2nd September 2011 No Comments

Just How Much Life Insurance Should I Purchase?

  How much life insurance you purchase depends on how much you actually need and what you need the life insurance to accomplish. While it would take a dissertation rivaling the Patient Protection and Affordable Care Act to detail every …

25th August 2011 No Comments

Getting Adequate and Affordable Life Insurance Despite Being an Impaired Risk

  Unfortunately, the concern stemming from developing a chronic health issue isn’t limited to your medical needs and health. On the insurance side of things, you’re not just an everyday Jane or Joe purchasing life insurance any longer.   While …

18th August 2011 No Comments

Don’t Test For Richer or Poorer: Insurance Options for Newlyweds

  Marriage usually changes the way in which insurance is thought about and approached. Insurance, especially for newlyweds, is much more complicated than merely insuring a specific object. Think of life as a growing puzzle. You’re constantly laying down new …

11th August 2011 No Comments

Follow These Three Steps to Keep the IRS Away From Your Life Insurance Proceeds

  Having a life insurance policy is a must for anyone with a family that relies upon their income. For some, if you were to die without a life insurance policy to protect your family, they could very easily find …

20th July 2011 No Comments

Is Whole Life Insurance a Good Investment?

  Over the last few years, term life insurance seemed to be best way to provide for your family if you were to die. It is affordable and paid out well, but after years of renewing policies that did not …

18th July 2011 No Comments

Do You Have Enough Life Insurance Coverage?

  According to the Wall Street Journal and LIMRA, nearly a third of U.S. households have no life insurance coverage, the highest percentage in more than four decades. So why are so few people opting for the protection of life …

14th July 2011 No Comments

Is Group Life Insurance Enough to Protect Your Family’s Financial Future?

  When planning the financial future for your family, how do you know that the life insurance plan you received at work will be enough? Many times the answer is that is won’t. The group policy you received may make …

13th July 2011 No Comments