Category Archives: Life Insurance

6 Common and Costly Life Insurance Mistakes and How to Avoid Them

  No one likes to have conversations about death.  But for people with loved ones they want to take care of financially, life insurance is one of the best investments you can make to provide them the financial security they …

12th July 2011 No Comments

Save Money on Your Insurance by Avoiding These Costly Mistakes

  When it comes to buying insurance, fear is an important motivator. We are right in our worries about protecting our assets such as homes and cars, and we purchase insurance to protect our financial integrity. Despite our best efforts, …

5th July 2011 No Comments

Should You Use A Captive Agent Or An Independent Agent?

Most people are completely unaware that the easiest way to save money on their insurance may be by shopping the type of agent they are using.  Choosing the right type of agent can make a help secure the best combination …

2nd July 2011 5 Comments

Regardless Of The Family Situation, All Women Need to Have a Life Insurance Policy

There are innumerable incentives to have life insurance. For example, a life insurance policy offers financial protection for remaining family members when a primary breadwinner passes away. This will help ensure that beneficiaries have enough income to maintain their standard …

1st July 2011 No Comments

Everyone Needs Life Insurance, But For The Self Employed, It Is Vital

  Autonomy, freedom, flexibility – there are certainly perks to being a self-employed individual. However, there are also some disadvantageous, mainly not having a benefit plan provided. You’re essentially on your own when it comes to obtaining life, health, disability, …

30th June 2011 No Comments

Term Life Insurance: What You Need To Know Before You Start Shopping

You certainly aren’t alone if you find shopping for life insurance a perplexing, frustrating process. Even for those with a basic understanding, the intricate details of many life insurance products can be overwhelming for consumers.   Term life insurance is …

29th June 2011 No Comments

Last-Survivor Life Insurance

Last-survivor life insurance has been a popular estate conservation tool for couples who want to help ­protect their legacy from estate taxes. Because this type of policy pays a benefit after the death of the last-surviving insured individual, it can provide …

19th March 2011 No Comments

Why Purchase Life Insurance?

We’ve all heard about the importance of having life insurance, but is it really necessary? Usually, the answer is “yes,” but it depends on your specific situation. If you have a family who relies on your income, then it is imperative …

18th March 2011 No Comments

What Are the Basic Types of Life Insurance?

About 70 % of U.S. households agree that life insurance is the best way to protect against the financial consequences of a primary wage earner’s premature death, yet around half believe they do not have enough. However, choosing from the many types …

17th March 2011 1 Comment

What is Universal Life Insurance?

Universal life insurance was developed in the late 1970s to overcome some of the disadvantages associated with term life insurance and whole life insurance. As with other types of life insurance, you pay regular premiums to your insurance company, in exchange …

16th March 2011 1 Comment