Category Archives: Life Insurance

What is Whole Life Insurance?

Most people are familiar with whole life insurance. For many years, whole life policies were the predominant type of life insurance sold in America. When you purchase a whole life policy, you traditionally pay a fixed premium for as long …

15th March 2011 No Comments

What Is Term Life Insurance?

Term life insurance is insurance that offers protection only for a specific period of time. If you die within the time period defined in the policy, the insurance company will pay your beneficiaries the face value of your policy. Term …

14th March 2011 1 Comment

What is an A1C test?

The A1C tests the amount of sugar in your blood over a period of 120 days.  The higher the number, the more sugar found in your blood stream.  The definition of “normal” depends on if you are talking to your …

22nd February 2011 No Comments

Life insurance companies Journey Insurance does business with

  Most people are completely unaware that the easiest way to save money on their insurance may be by shopping the type of agent they are using.  Choosing the right type of agent can make a help secure the best …

21st February 2011 No Comments

Do You Know What You Want Your Life Insurance to Accomplish?

  If you’re researching life insurance policies, you know by now that it can get complicated. Although it is a straight forward type of insurance, it is not a simple subject.  Answering the question “how much life insurance do I …

20th February 2011 No Comments

When Should You Consider Buying Life Insurance?

  The rule of thumb for determining if an individual does or does not need life insurance is by answering the following questions.   Are you married? Do you have children? Would your parents and/or siblings have trouble paying for your funeral …

20th February 2011 No Comments

Do I Really Need Life Insurance?

  Many people, particularly those with children, recognize that life insurance can help protect their family financially in the event of their death. Still, some delay any action due to their confusion regarding the amount of insurance needed or the types …

19th February 2011 No Comments

A Brief Explanation of Life Insurance

Life insurance gives you the peace of mind you only get from knowing that you’ve protected your loved ones.   In the event of your passing, life insurance provides money directly to your beneficiaries. They can use the money for …

18th February 2011 No Comments

Is your insurance too expensive? Find a better agent

If you are in the market for cheaper and more affordable insurance, the problem might be with the agent you are using.  Insurance companies spend millions of dollars in marketing research to try and figure out how to get the …

17th February 2011 2 Comments

Can I Get Funeral Insurance?

  Funeral insurance, or burial coverage, is a form of life insurance and is available and can be purchased through your independent insurance agent.  Funeral insurance is a very easy type if insurance policy to obtain, but it isn’t cheap.  …

16th February 2011 No Comments