Minimize the Likelihood of a Homeowner’s Insurance Non-Renewal or Rate Increase

 

  Some tips to lessen the possibility of non-renewal or rate increases:   Monitor your claim activity – Insurance companies track how many and what type of claims you file. Frequent claim activity, no matter how small, can impact your …

 

 

What are my alternatives for health insurance if denied coverage?

 

  With the health care reform bill, you will not be denied coverage on the basis of your health condition, but it may take some time for this to be put into practice. While the bill is on it’s way …

 

 

Does Homeowners insurance cover water damage or earthquake damage?

 

  Standard Insurance policies DO NOT COVER earthquake damages. If you would like to cover your home in the event of earthquake, you will need to buy a separate earthquake policy or add an endorsement to your current policy for …

 

 

Is there a life insurance policy that allows payment before death?

 

  Yes, there is. Most companies that provide life insurance offer policies that will pay benefits that the insured can enjoy even while still alive. This is through a living benefit rider, usually called a ADB, or accelerated death benefit. …

 

 

When is the right time to buy a life insurance policy?

 

  If you don’t have coverage at the moment, now is the right time to buy life insurance for several reasons. The best time to get life insurance coverage is while you are young and do not have medical conditions …

 

 

How Much Homeowners Insurance Do You Need?

 

  Because your home is probably the biggest investment you’ll ever make, you’ll want to take measures to safeguard that valuable investment. The best way to protect your home investment is through homeowner’s insurance.   However, you shouldn’t settle for …

 

 

Maintaining Life Insurance During Your Retirement Years

 

  Life has various stages, each with unique insurance and financial planning needs. If you’re in the retirement stage of life and still have the same life insurance coverage that you had twenty years ago, then your coverage is most …

 

 

Six Ways to Lower Your Homeowner’s Insurance Premiums

 

  Home is where the heart is, and for most homeowners, a large portion of your net worth resides there as well. We all know that insuring this valuable property is both necessary and expensive. In fact, homeowner’s insurance premiums …

 

 

Just How Much Life Insurance Should I Purchase?

 

  How much life insurance you purchase depends on how much you actually need and what you need the life insurance to accomplish. While it would take a dissertation rivaling the Patient Protection and Affordable Care Act to detail every …

 

 

Have You Taken Inventory Of Your Personal Belongings?

 

  If you have a homeowners insurance policy then you are covered for a specified amount of personal property coverage however most people have not actually taken inventory of their personal belongings. In the event of a claim, having completed …

 

 

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