Term and Permanent Life Insurance Explained

 

  When families aren’t properly insured, they’re at risk of losing financial security, especially if the primary wage earner dies.  Yet according to insurance research and professional development organization LIMRA, 30 percent of American households do not have life insurance …

 

 

Is Life Insurance A Good Investment?

 

  Is Life Insurance a good investment?   There are as many different opinions on if life insurance is a wise investment as there are people selling life insurance.  But in the end, no other investment will guarantee you the …

 

 

Asses Your Life Insurance Needs in Three Easy Steps

 

  Three simple steps to help you assess your life insurance needs:   Determine how much you need   The first step in determining the right amount of life insurance is to think about who depends on you financially, and …

 

 

How Do I Get The Lowest Price on Term Life Insurance?

 

  Term Life Insurance is the cheapest life insurance available.   If you are in the market for the cheapest life insurance you can afford, then term life insurance is what you want.  Term life insurance is always going to be the …

 

 

Is it Better to Use an Independent Insurance Agent?

 

  What are the benefits of using an independent insurance agent versus using a captive agent?   When shopping for insurance, most people are unaware that there are different kinds of agents they can work with. Choosing the right one …

 

 

Does Globe Life Really Only Charge $1 a Month for Term Life Insurance?

 

  Does Globe Life only charge $1 for term life insurance?   $1 for $50,000 of term life insurance!  This sounds to good to be true.  Exactly.  I recently received a pre-approval from Globe Life for a $50,000 term life policy for what they …

 

 

Half of Adults Have Hypertension or High Cholesterol

 

  According to the latest report from the U.S. Centers for Disease Control and Prevention, one-third of U.S. adults have hypertension (high blood pressure), about the same proportion as 10 years ago.  Read the article from MSN at http://health.msn.com/health-topics/cholesterol/articlepage.aspx?cp-documentid=100269518&gt1=31007.   …

 

 

What are the Qualifications Needed to get the Lowest Priced Life Insurance Policy?

 

  A common question people have when shopping for life insurance is about the qualifications for a preferred rating from their life insurance provider.  Here is a list of requirements from a well known insurance company to qualify for the …

 

 

4 Important Steps When Buying Insurance

 

  When you are shopping for any type of insurance, follow these four steps to make sure you get the best insurance you qualify for, at the best price.   1.  Slow down.  Don’t rush into the first offer you …

 

 

Is a Life Insurance Settlement Taxed?

 

  Generally no, if you receive the proceeds under a life insurance contract because of the death of the insured person, the benefits are not included in gross income and do not have to be reported:   Any interest you …

 

 

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